If someone has caused you personal injury and or destroyed your property, most likely they have done it either intentionally or negligently.
Intentional harmful acts include:
- False imprisonment
- Trespass to your personal property
- Trespass on to your land
- Intentional infliction of emotional distress.
Negligent harmful acts occur when someone does not act reasonably and injures someone else:
All persons have a duty to act reasonably and if it can be proven beyond the preponderance of the evidence that the negligent person’s actions was the actual and proximate cause of your injuries, you may recover money for your injuries. That’s why it’s important to contact the Loudoun County personal injury lawyers at Ashburn Law Office, PLC for a free consultation. Once you contact me after your accident or injury, it is important to me that you utilize all sources of insurance coverage available to you. If you do not have health insurance, some medical care providers are willing to provide you medical care services under condition that you pay them once you have recovered from the at fault driver/party or after a period of time after your treatment.
It will also be important for me to know if you have medical expense benefits on your motor vehicle insurance policy. If you have medical expense benefits coverage on your motor vehicle insurance policy, you are entitled to have your medical bills paid by your own auto insurance policy, whether you do or don’t have health insurance. If you have medical expense benefits coverage you are also entitled to be compensated for your lost wages. Keep in mind, our Loudoun County personal injury lawyer will help ensure that you also recover for your medical bills, pain and suffering and lost wages, once again from the at fault driver once you have reached maximum medical recovery.
Next, I will want to see what the policy limits is of the at fault driver. If your medical bills exceed $12,500.00, I will be entitled to know the automobile insurance policy limits of the at fault driver. If the at fault driver is under-insured, meaning their insurance policy limits are less than what you may be reasonably entitled to for your injuries, I will want to know what your own under-insured automobile policy limits are. If your under-insured insurance policy is higher than the at fault driver’s policy limits, and the at fault driver pays their full policy limits, you may be entitled to recover more money from your under-insured insurance policy if your injuries are more than what you have already received from the at fault driver’s insurance policy.
Furthermore, if you have resident relatives in your home who live with you and they have their own automobile insurance policy, we may be able to stack those policies also and recover from those sources of insurance for you also.
It is possible that the at fault driver only has the minimum policy limits of $25,000.00, however, if your injuries are serious and you have significant injuries and your own automobile under-insured policy is $300,000.00; and you live with your mother who has their own separate $300,000.00 policy limit and you also live with your brother who has his own $400,000.00 policy limit, in certain circumstances you can stack these policy limits.
Instead of recovering only $25,000.00, from the at fault driver, you could be entitled to recovering $1,000,000.00 by stacking all of the available sources of insurance. At Loudoun County’s Ashburn Law Office, PLC, our personal injury lawyers will obtain money from all sources of insurance available to you. Contact us for a free personal injury consultation.
Our practice areas include personal injury claims relating to:
- Motor vehicle accidents
- Truck accidents
- Motorcycle accidents
- Bus accidents
- Bicycle accidents
- Pedestrian accidents
- Premises liability (slip-and-falls, trip-and-falls and dangerous conditions)
And also for all types of severe injuries, including:
- Brain and spinal cord injuries
- Burn injuries
- Chronic pain
- Wrongful death